Our investment management philosophy.

Schwab was created with one goal in mind: Always put the client first. We offer sophisticated yet accessible investment solutions tailored to address and meet our clients’ needs and circumstances.

This same philosophy applies to CSTC. Those who choose us as their corporate trustee enjoy the peace of mind of knowing that the organization they've come to trust and rely on will carry out their legacies in a professional and cost-effective manner. Our seven investing principles give clients a disciplined method to build and manage their wealth. These principles include building a diversified portfolio based on risk tolerance, minimizing fees and taxes, building in protection against significant losses, rebalancing your portfolio regularly, and ignoring the “noise” and staying focused on your plan.

CSTC services trust relationships with a two member team specifically assigned to your trust, including a Trust Officer, responsible for day-to-day trust administration, and a Trust Investment Officer, both located in Henderson, NV. Your Financial Consultant is available to continue to help you with your brokerage accounts. Advantages of using Nevada's favorable trust situs include:

  • No Nevada state income tax on trust-retained income and capital gains. Note: Based upon the circumstances of the trust, trust income may be taxable by other states.
  • An extension of the rule against perpetuities allowing your trust to serve several generations without being subject to state and/or generation-skipping tax
  • A firm posture toward creditor protection for beneficiaries

The combination of the support of your Financial Consultant assisting with your brokerage accounts, a designated contact for your beneficiaries, along with trust administration and trust portfolio management conducted by CSTC in Nevada allows you to enjoy the outstanding service you’ve come to expect from Charles Schwab while potentially leveraging the advantages of a favorable situs.

Estate planning for financial peace of mind.

A trust is just one part of your estate plan. Schwab can assist you with other aspects of protecting your financial legacy as well.

We're here to help with your personal trust.